Housing loan The perfect solution to make your property project a reality.

Do you plan on building or buying a property, or embellishing your home?

Make your housing project the most beautiful of all stories

Simulate your loan

Every property loan application is unique and therefore handled individually Our advisers guide and help you find the best financing plan.

Your new home
Your new home
We help determine a financing plan, tailored to your needs
Your financing
Your financing
Our advisors guide you through the different solutions
Our expertise
Our expertise
Learn all about state aids, the tax advantages provided in the Law and other

Simulate your housing loan

min. 5.000 € - max. 10.000.000 €
Loan term


Nominal Rate


Monthly instalment



Amount of the loan
Nominal Rate
1,85 %
Monthly instalment
Annual Percentage Rate 
1,93 %
This simulation gives you an estimate of the monthly payments and is not binding on Spuerkeess in any way whatsoever. For a specific quotation, please contact one of our branches or fill in your online request.

Fast-track your way to your new home

Prepare your loan application online
Prepare your loan application online
This way, our advisors can better prepare themselves for your appointment
Make an appointment
Make an appointment
Ask for an appointment in the branch of your preference

For more information Make an appointment online, contact us by phone, via e-mail, or visit one of our branches!

Meeting Planner icon

Make an appointment

Choose a locality
Locate the nearest branches
Make an appointment

Do you want to build up capital in order to buy or build your future home?

BHW Bausparen For maximum flexibility!

  • Savings interest rate guaranteed
  • Secure an attractive fixed rate loan
  • Fast availability to your home loan without minimum savings
  • Choice of the monthly instalment and the interest rate - debit
  • Benefit from possible state grants

Leaflet "BHW WohnBausparenPlus"

Do your building transformation works contribute to improve energy efficiency? Your energy savings will be rewarded

EcoPrêt has been specially designed to support and simplify the financing of your environmentally responsible housing and real estate projects.

EcoPrêt is a fast and flexible solution with many advantages:

  • loans between EUR 5.000 and 50.000
  • favourable rate (-1% reduction)
  • duration of 13 to 120 months
  • no mortgage registration
  • no handling fee

Leaflet "EcoPrêt" (French and German versions only)

Still looking for your dream home? Pay a visit to our partner site Vivi.lu!