S-PENSION, BCEE’s private pension scheme product! | Banque et Caisse d'Epargne de l'Etat, Luxembourg

S-PENSION Build up capital for your retirement while enjoying tax benefits today

Benefit from a supplementary pension with S-PENSION

When they retire, people often realise that the pension amount guaranteed by law is much smaller than their last salary. BCEE’s private pension scheme increases the net amount of your pension. Get active and start building up capital in addition to your pension.

Save for tomorrow while enjoying tax benefits today!

S-PENSION

Start reaping the fruits of your pension now!

  • Make your S-PENSION grow thanks to regular or occasional deposits in one of the subfunds of the lux|pension SICAV;
  • Save and benefit from your private pension scheme starting at age 60;
  • Choose between a single redemption of funds, a life annuity or a mix of both;
  • Benefit from a maximum annual tax deduction of EUR 3.200 regardless of your age!

Leaflet "S-PENSION"


Unaware of the tax benefits you can enjoy? Simulate the amount you can deduct from your taxable income

S-PENSION plan
S-PENSION plan
Secure your future and protect your living standards during retirement!
Home-purchase savings plan
Home-purchase savings plan
Save up in order to buy, build or renovate your home!
Life insurances
Life insurances
Prepare your children’s future and protect yourself against life’s misfortunes!

Invest according to your preferences and your age Define your investment policy!

Your payments are invested in BCEE’s lux|pension SICAV. The SICAV includes several subfunds with varying investment policies. You can opt for a "stocks” or “flow” formula, with a predefined percentage in equities.

I want to subscribe S-PENSION, my supplementary pension

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