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S-Pension Brochure (french version)
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S-Pension

Build up your capital for retirement and benefit now from tax advantages

Do you want your retirement to be a happy one, without financial worries?

If you rely solely on the State pension, it is quite possible that you will not be able to maintain your standard of living in retirement.

Bearing this in mind, take the initiative and start now to build up additional capital for your retirement by taking out an S-Pension contract, a particularly attractive product from BCEE, based on the tax treatment of retirement pensions (Article 111a of the law relating to income tax).

Take advantage of the tax benefits.

To encourage you to set up a supplementary pension, the Luxembourg State gives you attractive tax benefits. With S-Pension, you pay less tax today and in the future as well, when you receive your repayments.

Investment policy

Your S-PENSION contract also gives you the freedom to choose not only the type of investment, but also the underlying investment policies, provided they fall within the limits authorised by the legislation in force.

The funds generated will be invested in the BCEE Lux-Pension fund, which consists of five sub-funds.

For more information, download our S-Pension brochure (available in French and German) !